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James Over

Processor / Loan Officer

NMLS 1567714

Lisa Nichols

Loan Coordinator

Ryan Swearingen

Senior Loan Officer

NMLS 938948


Ryan has served his country as a Marine and his community as a Deputy Sheriff.  He holds a bachelor's degree from The University of Arizona and has nearly a decade of mortgage experience.  Ryan has been a Loan Officer with American Home Funding helping clients in Oregon and Washington since 2013.


When he's not spending long hours in the office, Ryan volunteers as a Search and Rescue Helicopter Pilot with the Sheriff's Office.

John Clayton

Sr Loan Processor & Loan Officer  NMLS 68183

John was born and raised in California and moved to Oregon in 2004.  He has over 15 years experience in all aspects of the mortgage industry, from mortgage origination to junior underwriting to leading the loan processing team here at American Home Funding for the last four years.


In his free time John enjoys spending time with his two boys outdoors, usually camping or snowboarding.

Tyler Chism

Processor / Loan Officer

NMLS 1578762 


Tyler is one of three processors we have here at American Home Funding and he is also a licensed Loan Officer.  He was born and raised in the Portland area and has worked for the company for a little over four years. Tyler takes care of many company related tasks, helping to ensure everything runs smoothly.


In his free time Tyler enjoys riding his motorcycle and coaching high school football and lacross.

About the company

output-onlinepngtools.png is powered by American Home Funding (NMLS 278408), which is a locally owned and operated mortgage brokerage out of Portland, OR.  The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland.  The company is committed to helping clients find the right mortgage product for their needs and providing excellent customer service along the way.



About Ryan and

After several years of mortgage loan origination experience with various mortgage lenders, Ryan Swearingen (NMLS 938948) joined the team at American Home Funding in 2013 as a Senior Loan Officer out of the Portland branch.  The company was a great fit for Ryan, as it allowed him to work for his clients and provide a service to them rather than working for a mortgage lender selling their mortgage products.  Coupled with a brokerage like American Home Funding, Ryan could put himself in the shoes of his clients and truly look out for their best interests. 


In early 2018, Ryan moved down to Eugene, OR to manage the Eugene branch of American Home Funding and created as a resource for the local community. 

Meet the team

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